Paycheck Calculator

Enter your gross salary to estimate what actually lands in your bank account after federal income tax, FICA (Social Security and Medicare) and state income tax.

$2,088
estimated bi-weekly take-home pay
Gross pay$2,500
Federal income tax−$221
Social Security (6.2%)−$155
Medicare (1.45%)−$36
Net pay$2,088

Effective tax rate: 16.5%. Estimate for tax year 2025 using the standard deduction; excludes 401(k), health premiums, credits and local taxes.

How this calculator works

We apply the current federal tax brackets to your taxable income (gross salary minus the standard deduction for your filing status), add Social Security at 6.2% up to the annual wage base and Medicare at 1.45%, then subtract an estimated state income tax. The result is your net — or take-home — pay.

What it doesn't include

Pre-tax deductions (401(k), HSA, health insurance premiums), tax credits, itemized deductions, local/city taxes, and bonus withholding. These can move your real paycheck up or down — treat the result as a close estimate, not your exact stub.